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src=\"http:\/\/www.howardcountymd.gov\/uploadedImages\/Home\/Environment\/Environmental_Services\/Goodwill.jpg\" alt=\"\" width=\"216\" height=\"216\" \/><\/noscript>In partnership with United Way, Goodwill Industries of Central Florida is proud to announce the Money $ense Program.\u00a0 The program consists of a series of four <strong>FREE<\/strong> Financial Literacy classes to be offered once each week for four consecutive weeks.\u00a0 Each week class builds on the previous week information.\u00a0 The classes are two hours per week and the instructors are teaching this class in the community.\u00a0 The classes are being conducted in Orange, Seminole and Osceola counties.<\/p>\n<p>The classes provide information on the following topics:<\/p>\n<ul>\n<li>Banking Basics<\/li>\n<li>Spending and Saving Plan<\/li>\n<li>Tracking your Money<\/li>\n<li>Credit\/Debit<\/li>\n<\/ul>\n<p>The class will also discuss Earned Income Tax Credit (EITC), making better financial choices, how credit affects employment, credit cards, bank fees and grocery shopping among other subjects.<\/p>\n<p>These classes use a different paradigm to teach finance to individuals.\u00a0 We use Financial Socialwork which looks at the behavior, attitude, and habits of individuals.\u00a0 We want to make people aware of how they have manage money in the past and whether the decisions they made were the best for their families and will assist them to achieve their future goals.\u00a0 The instructors\u2019 goal is to create sustainable, long-term financial behavioral change in the participants who attend the class<\/p>\n<p>The model<\/p>\n<ul>\n<li><strong>Motivates<\/strong> men and women to <span style=\"text-decoration:underline;\">choose<\/span> to deal with money in a different way.<\/li>\n<li><strong>Teaches how to anticipate, prepare <\/strong>for and <strong>cope<\/strong> with setbacks and disappointments.<\/li>\n<li><strong>Provides the information <\/strong>and<strong> insight<\/strong> to make knowledge based choices and decisions.<\/li>\n<li><strong>Supports change<\/strong> with a clear &#8220;Change process&#8221;<strong> <\/strong><\/li>\n<li><strong>Focuses on success<\/strong> with &#8220;Five Specific Steps to Success.&#8221;<\/li>\n<li><strong>Integrates validation, recognition and\u00a0encouragement.<\/strong><\/li>\n<li><strong>Incorporates a self-assessment process<\/strong> which contributes to growing sense of self, self-worth and self-confidence.<\/li>\n<li><strong>Expands self-awareness and personal growth as <\/strong>well as increasing financial knowledge.<\/li>\n<\/ul>\n<p>The outcomes of the Money $ense Program are as follows:<\/p>\n<ul>\n<li>Developing and using a Monthly Spending Plan<\/li>\n<li>Opening and using a bank account<\/li>\n<li>Establishing and\/or achieving credit awareness<\/li>\n<\/ul>\n<p>The program also includes the opportunity to participate in a one on one personal follow along for all your personal financial issues.<\/p>\n<p>The Money $ense classes are interactive and engaging.\u00a0 The clients are provided handouts, exercises and printed material on a variety of different areas.\u00a0 We have engaging discussions with the clients on money management and while there are no right or wrong answers we want to make the individual think about the decisions they implement when it comes to their resources.<\/p>\n<p>We invite all individuals to attend the class whether they are young or old, rich or poor, male or female because everyone could use help managing their money.<\/p>\n<p>For more information on this initiative, please visit the <a href=\"http:\/\/www.goodwillcfl.org\/page.cfm\/section\/community_services\" target=\"_blank\" rel=\"noopener noreferrer\">Goodwill Community Service page.\u00a0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In partnership with United Way, Goodwill Industries of Central Florida is proud to announce the Money $ense Program.\u00a0 The program consists of a series of four FREE Financial Literacy classes to be offered once each week for four consecutive weeks.\u00a0 <a href=\"https:\/\/floridaliteracy.org\/blog\/2012\/02\/02\/denise-smalls-goodwills-money-ense\/\"> Read more&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[172,343],"class_list":["post-1368","post","type-post","status-publish","format-standard","hentry","category-guest","tag-central-florida","tag-financial-resources"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Denise Smalls: Goodwill&#039;s Money $ense | Florida Literacy Blog<\/title>\r\n<meta name=\"robots\" content=\"index, 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