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COVID-19 Financial Assistance Resources

There are a wide range of public and private resources that are helping Floridians who are experiencing financial problems as a result of COVID-19. Please review each resource link for details and the most up-to-date information.

Resource Roundup: Helping Adult Learners Identify Key Health & Financial Resources During COVID-19

FLC held a webinar highlighting useful health and financial resources for adult learners trying to navigate both their health and financial needs during this crisis.

Government Assistance

2020 CARES Act - This act was passed by Congress and signed into law by President Trump on March 27, 2020. It provides financial assistance to both small businesses and individuals. Below are some of the elements that may help adult learners.

  • Direct Cash Payments for Individuals - The distribution of direct economic impact payments will begin in April 2020. Every American with a valid Social Security number making less than $75,000 a year ($150,000 for married couples) will receive $1,200 each, and an additional $500 for each child. Individuals earning more will receive a partial, phased-out payment. Social Security recipients are also eligible and will not be required to file a return. The e-payment will be deposited directly into the same banking account listed on the last tax return filed.
    • New IRS Economic Payment Tool for Non-Filers - This online tool, created in partnership between the IRS and the Free File Alliance, provides a free and easy option designed for people who don't have a return filing obligation, including those with too little income to file. The feature is available only on IRS.gov, and users should look for "Non-filers: Enter Payment Info Here" to take them directly to the tool.
    • How to use your Economic Impact Payment prepaid debit card without paying a fee - You may receive a prepaid debit card from the government with your economic impact payments, learn how to access this money and use your card without paying a fee.
  • Provides additional unemployment benefits through the Florida Reemployment Assistance Center (see details below).
  • Provides reduced penalties for Americans who want to make withdrawals from retirement and 401K accounts.
  • Defers student loan payments for 6 months without penalty.
  • Provides support for small businesses with economic losses due to COVID-19 (see details below).

Florida Department of Children and Families - This website provides qualified residents with access to food assistance (SNAP), medical assistance and Temporary Cash Assistance for Families with Children (TANF). These benefits have been expanded under the CARES Act. To find out if you qualify and to apply for benefits, visit Access Florida.

To learn more about recent changes in benefits, visit the DCF COVID-19 information page.

To learn more about mental Health Resources, visit Florida Network of Care.

Florida Assistance Resources for Individuals and Businesses - In coordination with state and federal partners, resources are available to assist employers and individuals impacted by the state's effort to mitigate the spread of COVID-19.

  • To assist individuals, resources including Reemployment Assistance are available.
  • To assist small businesses and their employees, loans and short-time compensation programs to bridge the gap are available.

U.S. Small Business Administration Disaster Loan Assistance - The SBA offers disaster assistance in the form of low-interest loans to businesses, renters, and homeowners located in regions affected by declared disasters.

County Assistance Programs - Most Florida counties also provide emergency assistance programs to its residents. Programs will vary.

Coronavirus Testing - The CARES Act allows for free COVID-19 testing with no cost to the patient. If a person is experiencing symptoms (fever, cough, or difficulty breathing), they should contact their health provider or their local County Health Department.

2019 Tax Deadline Extension - The IRS has extended the deadlines to both FILE and PAY federal income taxes to July 15, 2020.

Q&A About COVID-19 Economic Stimulus Relief - Consumer Financial Protection Bureau


The State of Florida has suspended mortgage foreclosures and rental evictions for 45 days starting April 2nd, 2020. Federally-backed mortgages provide for 120-day protection from foreclosures and rental evictions starting March 27th, 2020. This order does not relieve an individual from paying their obligation at the end of this period.

What You Need to Know About Mortgages - Consumer Financial Protection Bureau

HUD-approved Housing Counselors


COVID-19 updates by utility company

Guide to Utility Assistance

Keep Americans Connected Pledge


Spectrum Remote Education Special Access to Internet


PCs for People

human-I-T - Learn to Use Computers

InMyArea.com - Guide to Internet Plans for Low and Fixed-Income Households
This guide will help low-income households: learn about internet and financial assistance during the COVID-19 pandemic; apply for low-income internet service; and qualify for free or discounted computers, mobile plans, and phones.


Free Financial Counseling

Emergency Financial Coaching - Capital Good Fund

The following nonprofits, with grant support from Wells Fargo, are now offering independent, personalized, and confidential financial coaching and counseling sessions by phone, live chat or video nationwide:

Six ways nonprofit financial coaches can help

Here are a few examples of ways that financial coaches and counselors can help people cope during COVID-19. Individuals and families can reach out to one or more nonprofits to assess whether the assistance offered is right for their specific needs.

  1. Finding local resources for food, clothing, shelter and other basic needs
  2. Creating a household budget to maximize current funds and prepare for future emergencies
  3. Prioritizing bills and expenses to cover daily necessities and plan for the future
  4. Applying for unemployment benefits, SNAP benefits, and other financial recovery resources
  5. Opening bank accounts and using digital tools to manage money and pay bills remotely
  6. Building and protecting credit, including options for managing debt

Additional Resources

Aunt Bertha
Using a zip code search, this network connects people seeking help with thousands of local social care providers that can assist them with basic financial needs including food, housing, utility bills, transit, health care, and educational support.

MoneyWise Florida COVID-19 Information and Resource Page

United Way of Florida - 211 Resource Finder

Southwest Florida Community Foundation

Miami Foundation

Restaurant Relief Fund

Tipped and Service Worker Relief Fund






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Department of Education, Division of Career and Adult Education
for making this site possible.

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Florida Literacy Hotline
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